We finance established companies with a variety of lease rental and lease purchase contracts at keen and fixed or variable interest rates.
APT Finance also funds start-ups, new companies and sole traders, who usually find it difficult to obtain finance for any purchases other than motor cars.
Although we specialise in financing high technology equipment we can finance virtually any kind of asset costing upwards of £1000 e.g. shop fittings, computer software, bar and kitchen equipment, specialised vehicles of all kinds.
Line of Credit
For businesses that are constantly buying equipment we set up a line of credit that covers all their expected purchases for the financial year. This enables the lessee to lease equipment at a moment's notice and at pre-agreed interest rates.
We raise cash for many customers by refinancing equipment they own, via a sale and lease back. The cash can then be used for any purpose, very commonly for building or refurbishing premises. We often help suppliers to sell upgrades of equipment they sold previously by combining the new sale, and the refinance of the old equipment, into one lease.
Giving customers a few months after delivery before they commence the lease payments is often a great help to their cash flow and helps to close a sale.
We can reduce the monthly cost of a customer's existing lease by extending the period of the lease. If a customer has a number of lease and HP agreements, each with different terms, conditions and end dates, we can consolidate them into just one lease, which simplifies administration and reduces the overall monthly costs of these leases.
Supplier / Vendor Lease Programmes
Sales Aid leasing for equipment suppliers, everything from personalised lease quotations to a fully funded own label lease programme. APT Finance has many years experience in equipment sales and both as a lease broker and lessor.
For further information,
contact us or use the
+44 (0)1491 642077
+44 (0)1491 642078