APT Finance
Business efficiency is a matter of revenues versus costs: leasing equipment in this context makes a lot of sense. Talk to APT about flexible financing such as hire purchase, lease purchase or any other type of finance plan to suit your requirements... Email Us
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Finance Options FAQ


Common Queries

  1. Do I have to be a limited company to qualify for leasing?
  2. Can an asset(s) from other suppliers be included in the lease?
  3. Can I raise cash from an asset(s) I already own and want to keep?
  4. Do I have to pay a deposit?
  5. How should I make my repayments?
  6. When is the date of my first repayment?
  7. Can you change my payment date?
  8. Can I confirm my method of payment?
  9. Can I check you have the correct bank details?
  10. If I need copies of the documentation, for example for tax purposes,
    can these be obtained?
  11. Can I settle my agreement at any time?
  12. Can I pay more than my contracted monthly amount to finish my agreement early?
  13. What happens if I am unable to make payments?
  14. Can I transfer the agreement to someone else?
  15. Why do I have to pay a credit facility fee?
  16. What happens if someone is injured by the asset(s)?
  17. As APT Finance is technically the owner during the term of the agreement,
    can I take the asset(s) out of the country?
  18. What happens if I want to keep the asset(s) at a new location?

Hire Purchase / Lease Purchase Queries

  1. What tax allowances can I claim?
  2. Can I reclaim the VAT charged on the payments?
  3. Who is responsible for servicing and repair?
  4. What if the asset(s) is/are lost, stolen, damaged or destroyed
    or become subject to a total loss claim during the period of the lease?

Finance Lease Queries

  1. Can I claim any tax allowances?
  2. Can I claim the VAT charged on the rentals?
  3. Who is responsible for servicing and repair?
  4. What if the asset(s) is/are lost, stolen, damaged or destroyed
    or become subject to a total loss claim during the period of the lease?
  5. What happens at the end of the agreement?
  6. When the asset(s) is/are sold at the end of the lease,
    can I introduce my own buyer?

Operating Lease Queries

  1. Can I claim tax allowances?
  2. Can this type of lease be 'off-balance sheet'?
  3. Can I claim the VAT charged on the rentals?
  4. Who is responsible for servicing and repair?
  5. What if the asset(s) is/are lost, stolen, damaged or destroyed
    or become subject to a total loss claim during the period of the lease?
  6. What happens at the end of the agreement?

Back to Finance Packages page

For further information,
please contact us or use the enquiry form

Tel: +44 (0)1628-789769 Email Us Fax: +44 (0)1628-788299
Tel: +44 (0)1491 642077 Email Us Fax: +44 (0)1491 642078

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